The payment service plays an important role in the customer buying experience. The best payment gateway ensures the security and confidentiality of the customer, the surest way of building trust. A functional payment service should allow merchants to accept multiple transactions facility–debit cards, credit cards, wallets, etc.) securely on the website as well as a mobile app.

For our community of sellers and buyers, we provide a list of some of the most commonly used Payment Service Providers around the world, listed in no particular order.

• • Adyen: Adyen is a Dutch payment processing company that accepts popular payment methods in North America, Europe, Latin America, Asia-Pacific, Middle East and Africa.
  • Alipay: Alipay was originally launched as a payments platform by Alibaba and has flourished as an Eastern payments player – it holds the majority of payments volume in China. Alipay payments and can process payments through online, mobile, and in-store channels. The company claims over 1 billion users.
  • Amazon Pay: Amazon Pay is good for an international payment service with minimal fees and a simple interface. It offers extensive multi-currency capabilities, providing businesses with the perfect platform from which to expand internationally. Amazon Pay charges 2.9% plus $0.30 per transaction for domestic payments through web and mobile.
  • Apple Pay: With Apple Pay, customers can pay with the click of a button. The contactless payment gateway accepts Visa, Master Card, American Express, Union Pay, QUICPay, and Suica.
  • : Founded in 1996, Authorize.net is a highly customizable solution for businesses looking for an international payment gateway. Authorize.net provides services to businesses located in the US, Canada, UK, Australia, and Europe.
  • Braintree: Braintree is owned by PayPal. But the two operate in very different ways. Braintree provides individual merchant accounts that enable you to process transactions. With over 45 countries/regions covered, it can be an excellent option for companies in the market for an international payment gateway. The service provider charges no set-up or monthly fees. Transaction fees are 2.59% + $0.49 per transaction for standard merchants and transactions using most cards and digital wallets.
  • Checkout: Checkout.com is an innovative solution. It supports payment in 159 countries and although it’s relatively expensive, Checkout.com can be a good solution for low-volume merchants.
  • Dwolla: A payment platform option that emphasizes simplicity and security. Dwolla’s pay-as-you-go plan includes a 0.5% fee per transfer. The company also offers flat-rate plans starting at $250, $1000, and $2000 per month.
  • GoCardless:  GoCardless’ payments are collected by international bank payment rather than via credit or debit cards. International bank payment is a direct transfer between banks, which has advantages over card payments in the areas of cost, payment success rate and payer preference.
  • Google Pay: Google Pay enables quicker, safer checkout in apps and websites and makes it easy for customers to pay contactless with their phones. Pricing: Google doesn’t charge merchants any fees for accepting Google Pay. However, if a shopper uses a credit card through Google Pay in-store, the credit card company may charge a transaction fee.
  • Helcim: Interchange plus pricing for businesses of all sizes.
  • Payment Depot: is a credit card processor. PaymentDepot.com is a registered ISO of Wells Fargo Bank, N.A., Concord, CA.
  • PayPal: PayPal is one of the most trusted options when it comes to online sales. It’s easy to set up (making it a great pick for small businesses and start-ups) and with its high level of name recognition, PayPal can help your business inspire confidence in potential buyers. Furthermore, PayPal is available in over 200 countries/regions and supports 25 currencies, meaning that it’s a truly global option for businesses looking for an international payment gateway provider.
  • Sage Pay: Sage Pay is widely considered to be one of the best international payment gateways in the world. It can process payments in over 25 different currencies and allows you to accept credit/debit card payments from all the major card companies.
  • Square: For small businesses with storefront and online presence.
  • Stripe: Stripe provides payment service in a range of APIs allowing sellter and buyers to have more control and can easily integrate store new payment gateway into the online store. Stripe accepts payment in 135+ currencies and offers extensive support for local payments.
  • Verifone: (which acquired 2Checkout) provides payment solutions. Through 2Checkout’s 2Sell service comes with fees of 3.5% plus $0.35 per transaction. Its 2Subscribe plan for subscription-based companies charges 4.5% and $0.45 per sale. The company’s all-in-one solution, 2Monetize, comes with fees of 6% plus $0.60 per sale. 2Checkout doesn’t have any monthly fees.
  • WePay: is an online payment solutions company that provides payments infrastructure for independent software vendors and software platforms. This infrastructure enables small businesses to accept payments through the software platforms. JPMorgan Chase acquired WePay in 2017. If a vendor or platform chooses not to set its own rate, WePay’s standard fee is 30¢ plus 2.9% per transaction.
  • Worldpay: Worldpay is an all-in-one payment processor that helps process credit card payments directly from your app or website. It’s one of the most widely used international payment services. It offers support for more than 120 currencies, which makes it easy to accept payments from customers located all over the globe. However, Worldpay does require relatively lengthy contrasts and may enforce early termination fees if you choose to close your account early.

Blockchain Payment Solutions

Blockchain payment solutions are quick, secure, affordable, and transparent payment processing that bypass financial institution. Money transfers though Blockchain need not wait time for approval or processing by a third party. This makes it more convenient international transfers, making transactions borderless.

When used in conjunction with smart contract platforms, blockchain payment solutions automate payments and can cease payments when contract agreement terms are infringed.

The way it works: Blockchain records information pertaining to accounts (balance and transaction history). A block contains digital records of transactions that are time-stamped.  The block can’t be altered after being added, making the blockchain a series of unchangeable records.

List of Blockchain payment processing providers, in no particular order:

• Coinbase
• CoinsBank
• CoinGate
• ALFAcoins
• BitPay
• Ripple
• Circle
• SpicePay
• GoUrl
• Stellar
• Tron
• NOWPayments
• Mastercard Blockchain
• Corda